Zakat Calculator
Calculate your Zakat on cash, gold, silver, and investments. Live gold prices. Nisab thresholds updated in real time.
Cash & Savings
Include all liquid cash — bank accounts, savings, and money owed to you.
Frequently Asked Questions
What is the Nisab threshold?
Nisab is the minimum amount of wealth a Muslim must own before Zakat becomes obligatory. It is measured by the value of 87.48 grams of gold or 612.36 grams of silver. If your total assets minus debts exceed either threshold, you owe Zakat. The Prophet ﷺ said: "There is no Zakat on less than five Awsuq of silver" (Sahih Bukhari 1447).
How do I calculate Zakat on gold jewelry?
Weigh your gold in grams, then identify the karat (24K, 22K, 21K, or 18K). Only the pure gold content is zakatable. For example, 100 grams of 22K gold contains 91.6 grams of pure gold. Multiply that by the current gold price per gram. According to the Hanafi school, all gold is zakatable including jewelry worn regularly. The Shafi'i and Hanbali schools exempt jewelry in regular personal use.
Do I pay Zakat on my house or car?
No. Personal assets you use daily — your home, car, furniture, clothing — are not subject to Zakat. The Prophet ﷺ said: "There is no Zakat on a Muslim's slave or horse" (Sahih Bukhari 1463), meaning items of personal use are exempt. However, if you own a second property as an investment, the rental income is zakatable.
When should I pay my Zakat?
Zakat is due once a full lunar year (Hawl) has passed since your wealth first reached the Nisab. Many Muslims choose to pay during Ramadan for increased reward, but it can be paid at any time. If you are unsure of your Zakat anniversary, pick a consistent date each year and calculate based on your wealth on that day.
What is the difference between gold and silver Nisab?
The gold Nisab (87.48g of gold, currently higher value) means fewer people qualify for Zakat obligation. The silver Nisab (612.36g of silver, currently lower value) means more people are required to pay. Many scholars recommend using the silver standard because it benefits more recipients of Zakat. According to Imam Abu Hanifa, the standard that is more beneficial to the poor should be used.
Is Zakat due on debts owed to me?
Yes, money owed to you (receivables) counts toward your zakatable wealth if you expect to recover it. According to the Hanafi school, strong debts — those you are confident of recovering — are zakatable. Weak debts, where recovery is uncertain, are not counted until actually received. Include amounts you are confident of collecting.
How is Zakat calculated on stocks and investments?
For stocks held as investments (not trading), you pay Zakat on the current market value of your shares. If the company pays Zakat on its assets, you only pay on your share of the net liquid assets. For actively traded stocks, Zakat is due on the full market value. The rate remains 2.5% of the total value above Nisab.
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